WYOMING-INCORPORATEDHKUST MBA ALUMNI

Built by practitioners.
Backed by a track record.

DeedRiver's founding team brings together the CTO of Asia's most successful hedge fund and an institutional finance executive with deep real estate and capital markets experience. The same fund strategy that beat the S&P for eight consecutive years is the foundation of every yield projection on this platform.

THE BUILD TEAM

HKUST MBA Alumni

Two operators who have run institutional capital at scale — one on the quant and systems side, one on the finance and compliance side. The combination is deliberate.

Dr. Iosif Ziman

Dr. Iosif Ziman

CEO & CTO

HKUST MBATechnology & Finance

Former Co-Founder and CTO of BFAM Partners, the Hong Kong-based institutional hedge fund that scaled to $5 billion AUM. Iosif built the proprietary trading systems that delivered over 25% annual returns for five consecutive years — infrastructure that forms the analytical foundation of the DeedRiver fund strategy.

Built trading systems carrying >50% of Tokyo Stock Exchange volume

Grew major bank derivatives business 10× over 3 years

Co-founder of BFAM Partners — $5B AUM, consistent S&P outperformance

Technology and finance specialist across institutional capital markets

Joseph Laviolette

Joseph Laviolette

COO & CFO

CPAHKUST MBA

Seasoned financial executive with deep experience across real estate, hospitality, and institutional finance. Joseph's background bridges the operational complexity of real estate transactions with the regulatory precision required for a compliant digital asset offering.

Financial Executive — Wynn Macau

Deloitte Consulting, Real Estate Solutions — designed electronic lease system deployed at McKinsey

EY Assurance Services — Real Estate & Hospitality practice

Trading Specialist — Chicago Board Options Exchange

PARTNER ARCHITECTURE

Three categories. Sequenced by priority.

DeedRiver requires three distinct categories of partners to operate at launch and scale globally. No single institution covers all three functions — banking and custody, real estate conversion, and infrastructure. The sequence matters: Priority 1 partners must be contracted before the first homeowner is onboarded.

Category 1
Banking & Custody
Category 2
Real Estate Conversion
Category 3
Infrastructure & Data
Phase 3+
Global Expansion

CATEGORY 1

Banking & Custody

Wyoming SPDI-chartered institutions providing legally perfected token custody and yield settlement infrastructure — the legal foundation for the pledge structure.

Partner

Priority

Phase

Role & Notes

Custodia Bank

custodiabank.com

PRIORITY 1

Immediate

Token custody + fund banking

Wyoming's premier SPDI charter. Founded by Caitlin Long (Wall Street securitization veteran). Institutional-grade digital asset custody under Wyoming UCC Article 12.

Wyoming Deposit & Transfer

wdtfinancial.com

PRIORITY 1

Immediate

Homeowner accounts + yield settlement

Purpose-built for blockchain ventures. Integrated custody and fiat banking for quarterly yield distributions to homeowners. CEO Julie Fellows brings deep banking regulatory expertise.

N3XT (NDD)

n3xt.com

PRIORITY 2

Phase 1

On-chain USD yield settlement

Launched the N3XT Digital Dollar (NDD) April 2026 — bank-issued tokenized deposit backed 1:1 by cash or U.S. Treasuries. Creates a fully on-chain, instant, auditable yield payment loop.

First Interstate Bank

firstinterstatebank.com

PRIORITY 2

Phase 1

Wyoming homeowner referrals

Wyoming's largest community bank. Deep real estate relationships and name recognition with DeedRiver's exact target homeowner demographic. Referral fee per onboarded homeowner.

Western Alliance Bank

westernalliancebank.com

PRIORITY 2

Phase 1

Fund vehicle banking

Regional institutional bank with proven fintech fund banking track record. LP capital accounts, fund administration, and institutional wire processing for the DeedRiver Capital fund entity.

Commercium Financial

commerciumfinancial.com

PRIORITY 3

Phase 2

Backup custody

Fourth Wyoming SPDI charter. Approaching operational status. Evaluation underway for redundancy in custody structure.

CATEGORY 2

Real Estate Conversion

Title, deed recording, AVM, and origination pipelines for homeowner onboarding and investment property transactions.

Partner

Priority

Phase

Role & Notes

Propy

propy.com

PRIORITY 1

Immediate

Title + deed recording + DeFi vault

On-chain title recording, crypto escrow, and automated closings. $100M title company expansion. Launching DeFi mortgage vault with Morpho Labs. One relationship replaces three vendors — co-development opportunity for the primary home product.

Roofstock onChain

roofstock.com

PRIORITY 2

Phase 1

Investment property origination

Recognized SFR marketplace with blockchain property trading modules already live. Brings deal volume; DeedRiver brings yield amplification via the triple-stack model.

Lofty.ai

lofty.ai

PRIORITY 3

Phase 1

Tokenized rental distribution

150+ tokenized properties in 40 markets. Actively seeking DeFi yield partnerships to reach 12–15% APR — exactly what DeedRiver delivers. Distribution without building origination from scratch.

RealT

realt.co

PRIORITY 3

Phase 2

Investment property marketplace

970+ tokenized properties on Ethereum. Proven daily dividend distribution, secondary market, and $150M+ in tokenized real estate. Distribution channel and operational playbook reference.

Hometap / Point

hometap.com

PRIORITY 3

Phase 2

Equity incumbent referrals

$1B+ deployed each. Built the most sophisticated homeowner equity origination pipelines in the U.S. DeedRiver as their no-dilution product option for homeowners who won't sell equity.

Opendoor

opendoor.com

PRIORITY 3

Phase 2

iBuyer homeowner referral funnel

Largest U.S. iBuyer in 50+ markets. The homeowner who gets an Opendoor offer but doesn't pull the trigger is DeedRiver's exact customer. Opendoor currently earns nothing from that person.

CATEGORY 3

Infrastructure & Data

Property valuation, compliance, token issuance, and title insurance — the operational backbone required before any homeowner is onboarded.

Partner

Priority

Phase

Role & Notes

CoreLogic

corelogic.com

PRIORITY 1

Immediate

AVM property valuations

Industry standard for automated property valuation. DEED token values are pegged to AVM outputs — stale valuations directly impair the legal structure and homeowner trust. Non-negotiable before launch.

Chainalysis

chainalysis.com

PRIORITY 1

Immediate

AML / BSA compliance monitoring

Industry standard for blockchain transaction monitoring. Used by DOJ, IRS, and most institutional platforms. FinCEN BSA compliance requires blockchain analytics. Real estate is high-risk AML — regulators will audit this.

Securitize

securitize.io

PRIORITY 2

Phase 1

Token issuance + SEC-registered transfer agent

SEC-registered transfer agent used by BlackRock for its BUIDL tokenized fund. Compliance-native DEED token issuance with KYC/AML, transfer restrictions, and investor eligibility built into the token layer.

First American Title

firstam.com

PRIORITY 3

Phase 2

National title insurance endorsement

Custom endorsement confirming the token layer does not create an impermissible lien or title defect. Covers the due-on-sale risk gap for mortgaged properties. Significant legal and marketing asset for national expansion.

PHASE 3+

Global Expansion

Local partners in each target jurisdiction providing banking, regulatory licensing, and distribution infrastructure for international market entry.

Partner

Priority

Phase

Role & Notes

Archax

archax.com

PRIORITY 3

Phase 2–3 (UK)

FCA-regulated exchange, broker & custodian

Cleanest single-partner UK solution — FCA licensed as exchange, broker, AND custodian in one entity. Secondary market for DEED tokens in UK jurisdiction. Expanding tokenized fund listings.

Fraxtor

fraxtor.com

PRIORITY 3

Phase 3 (Singapore)

MAS-licensed distribution partner

MAS-licensed Singapore digital securities platform. Existing regulatory license and investor base — fastest path to Singapore market without obtaining own CMS license immediately.

ADDX

addx.co

PRIORITY 3

Phase 3 (Singapore)

Institutional private market exchange

Singapore's leading private market exchange. Backed by SGX and Temasek. Reaches the family office capital that DeedRiver's fund vehicle ultimately needs.

Prypco Mint

prypco.com

PRIORITY 3

Phase 3 (UAE)

DLD-integrated Dubai tokenization

First Dubai Land Department-integrated tokenization platform. DLD integration is the missing piece globally — no other partner has it. Market entry timed to Q3 2026 recovery.

READY TO ENGAGE

The team is built.
The structure is ready.

Wyoming-incorporated. Reg D 506(c) offering. Priority 1 partner outreach underway. DeedRiver is designed to move fast in the world's most favorable regulatory environment.